Your hail claim, handled end to end
Summit works with every major carrier every single day. You make one phone call — we document the damage, file the supplements and settle the paperwork.
1 · Open the claim
Call your carrier or use their app and report hail damage. It falls under comprehensive coverage, so it is not an at-fault accident and typically does not raise your rate. Save your claim number.
2 · Free Summit inspection
We map every panel under striped LED reading boards, count the dents and size them. You get a written, insurance-formatted assessment the same day — mobile or at our Denver shop.
3 · Adjuster review & supplement
The adjuster writes their assessment. If they missed damage (they usually do), we file a photo-documented supplement directly with your carrier. You do not negotiate anything.
4 · Repair & quality control
Certified technicians perform paintless dent repair, roof or glass work as approved. Every vehicle goes through a final reading-board inspection before it is released.
5 · Pick up & payment
You pay your deductible — ask about deductible assistance — and we settle the balance with the carrier. Rental coordination is complimentary while we work.
Not sure where to start?
Give us a call and we will walk your claim from the first call to pickup.
What to have ready
- Policy number and claim number
- Photos of the damage and the storm date
- Driver's license and vehicle registration
- Your carrier's initial assessment, if written
- Mileage and any prior damage notes
Missing something? Bring the car anyway — we can usually pull what we need from your carrier directly.
Claims questions, answered
Do I have to use the shop my insurance recommends?
No. In Colorado you choose your own repair facility. Carriers can suggest a shop but cannot require one, and Summit is recognized by every major carrier.
Will a hail claim raise my premium?
Hail is a comprehensive, no-fault claim. Individual rates are rarely affected, though a region-wide storm can influence renewal pricing for everyone in the area.
What is a deductible and what will I pay?
Your deductible is the fixed amount you owe on a covered claim — commonly $500 to $1,000. That is usually your entire out-of-pocket cost, and we offer deductible assistance on qualifying repairs.
How long do I have to file?
Most Colorado policies allow one year from the date of loss, but sooner is better. Damage is easier to attribute to a specific storm when you file promptly.
What is a supplement?
A revised assessment submitted when the original missed damage. It is a routine, expected part of hail claims — not a dispute — and carriers approve them regularly.
What if my car is declared a total loss?
If repair cost approaches the vehicle's value the carrier may total it. We review those numbers with you first — PDR often keeps a car well under the total-loss threshold.