Plan ahead
Set a weather alert for severe thunderstorm warnings and keep a padded car cover or thick moving blankets in the trunk.
Know the nearest covered parking to your office and your home — a two-minute drive beats a $4,000 claim.
During and after
Never park under trees during a hail warning; falling limbs cause damage PDR cannot fix.
Photograph your car the day after a storm in indirect light. Timestamped photos make claims far smoother.